• $
  • د.إ
  • £
Visas & Residency

UAE Golden Visa: All You Need to Know

In 2025, the conditions for obtaining a Golden Visa in Dubai became more flexible — the list of eligible applicant categories has been expanded, document submission simplified, and processing accelerated. Nevertheless, it is still a costly and not the easiest process — especially for those applying for the first time. We have gathered the current requirements, a step-by-step guide, and all the key changes of 2025.

5 minutes

September 26, 2025

Woman overlooking Dubai Marina skyline – Golden Visa Dubai lifestyle

What is a Golden Visa and What Are Its Benefits

The UAE Golden Visa is a residence permit valid for up to 10 years. It allows you to live, work, study, and run a business in the Emirates without being tied to an employer or a sponsor. The program was launched in 2019 and has since become the main tool for attracting investors, professionals, and talents from around the world.

How It Differs from a Regular Visa

  • Issued immediately for 5 or 10 years (instead of 2–3). No constant renewals or visits to the immigration office.
  • No local sponsor required (neither employer nor relative). You can change jobs or start a business.
  • 0% income tax. Earn and invest — no personal income tax is charged.
  • Free entry and exit. You can stay outside the UAE for more than 6 months in a row without losing your status.
  • Visa for the whole family. Issued for spouses, children, and even parents.

Dubai Golden Visa Eligibility: Who Can Apply

A Golden Visa is not only for millionaires. It can be issued to investors, entrepreneurs, professionals, and even talented graduates. Here are the main categories:

Category

Eligibility Conditions

Validity

Real Estate Investors If you purchase a property above the required threshold, you may use a mortgage — but no more than 50% of the property’s value. That means at least AED 2 million must be paid from your own funds. 10 years
Startup Founders A minimum 25% share in the company or charter capital of AED 500,000 + incubator accreditation. 5–10 years
Highly Qualified Specialists Monthly salary from AED 30,000, higher education, and expertise in an in-demand field (IT, medicine, engineering, etc.). 10 years
Top Students and Graduates Graduation from one of the world’s top 1000 universities (1), GPA of at least 3.5, diploma obtained within the last 2 years. 5–10 years

Important:

Required for all categories:

  • valid international passport
  • health insurance
  • certificate of no criminal record
  • willingness to provide proof of eligibility

Family Sponsorship: Who Can Be Included

Holders of the UAE Golden Visa can obtain long-term visas for their close relatives, without the need for separate grounds. All family members receive the same duration of residency as the main applicant.

Who can be included:

  • Spouse — with no restrictions on income or employment.
  • Minor children — automatically, up to 18 years old.
  • Daughters of any age — if unmarried. After a change in marital status, she is no longer considered a dependent. In such cases, the daughter can apply for her own visa if she qualifies under one of the categories.
  • Sons up to 25 years old — if they are financially dependent on parents.
  • Parents — provided the applicant takes full financial responsibility for them.
Expert Opinion

To include relatives, you must confirm the family relationship — provide marriage, birth, or other family certificates. All documents must be translated into Arabic or English and notarized.

You will also need to provide passports of all family members and valid health insurance policies that meet the requirements of the UAE immigration authorities.

Comparison of Conditions in Different Emirates

The Golden Visa is valid throughout the country, but the application conditions differ slightly from one emirate to another. Below is a comparison of the three most popular options.

Parameter

🇦🇪 Dubai

Abu Dhabi

Sharjah

Minimum Investment
AED 2 million
Government Fee ~AED 10,400 (including DLD fees) ~AED 6,000 ~AED 5,500
Processing Time 2–4 weeks
2–3 weeks
Visa Renewal Automatic if conditions are maintained Investment confirmation required Strict review of assets and status
Notes Additional fees at Dubai Land Department, more business opportunities Active support for IT and science, government subsidies available Many government and private services (document processing, medical centers, municipal services) operate only in Arabic

Conclusion:

  • Dubai — more expensive, but more prestigious and convenient for business.
  • Abu Dhabi — easier renewal conditions and strong support for startups.
  • Sharjah — budget-friendly in terms of Golden Visa processing costs (lower fees and charges) and cost of living: rent, healthcare, insurance.

What Changed in 2025

Since the beginning of 2025

  • Down payment restrictions were lifted, the main requirement is a minimum investment of AED 2 million.
  • Both ready-to-move-in properties and off-plan (under-construction) purchases are eligible, even with a mortgage.
  • All applications have moved online (via ICP Smart) (2).
  • Application processing time reduced to 10–15 business days.

Since May 2025 — the Golden Visa became available for new categories:

  • Nurses and medical staff with at least 5 years of experience.
  • Teachers and lecturers.
  • Bloggers, influencers, and digital content creators.
  • Esports players (25+ years old).
  • Owners of large yachts and specialists in the yachting industry.

Since Summer 2025 — priority processing for specialists in the fields of:

  • Artificial Intelligence.
  • Climate technologies.
  • Sustainable development.

Since June 2025 — simplified process for real estate investors:

A visa can now be obtained immediately after making the first payment and receiving the title deed. Full payment is no longer required beforehand.

Dubai Golden Visa Application Requirements: Step-by-Step Guide

  1. Choose the appropriate category. Investor, professional, business founder, graduate, etc. — the criteria differ.
  2. Collect the documents. Passport, photo, diploma (if required), proof of income or investment, certificate of no criminal record, health insurance.
  3. Submit the application online. Through the ICP Smart or GDRFA Dubai portals. Select “Golden Visa.”
  4. Undergo medical exam and biometrics. A medical check and fingerprint scan at a licensed center are mandatory.
  5. Obtain Emirates ID. An electronic resident ID card valid for the duration of the visa (up to 10 years).
  6. Wait for approval. A decision is usually made within 2–4 weeks. Status can be tracked online.
  7. Apply for family visas (if needed). Submission through the same portal — spouse, children, and parents can be added.
  8. Enter the UAE and activate the visa. If you are outside the country, an entry permit is issued and the visa is activated upon arrival.

Tip

Without experience, it’s easy to make mistakes, such as submitting incorrect documents, missing deadlines, or choosing an unsuitable property. This can result in rejection, reapplication, or loss of time and money.

List of Documents and Their Validity

Before applying for a Golden Visa, prepare a complete set of documents. Some of them have an expiration date — don’t miss it.

Document

Validity / Requirements

Applicant’s Passport At least 6 months before expiration
Photograph (white background) Recent, not older than 6 months
Proof of income or investment Certificate / contract, must be current
Medical Certificate (UAE medical exam) 30 days from issue date
Emirates ID (if available) Valid, or must be reissued
Certificate of No Criminal Record Issued no more than 3 months ago and apostilled
Educational Diploma (for professionals/graduates) Translation + apostille
Marriage/Birth Certificates (for family) Translation + proof of validity

How to Prepare the Full Set of Documents Correctly

  • Check validity dates, accuracy of translations, and file formatting. Applications are often rejected due to expired certificates, incomplete scans, or incorrect formats.
  • Get an official translation and apostille according to the UAE immigration requirements.

UAE Golden Visa Costs & Government Fees Explained

Expense Item

Cost (AED)

Government fee (includes visa) 1,300
Emirates ID (10 years) 575
Medical test ~800–1,000
Health insurance (1 year) ~900–2,500*
PRO / service center fees ~1,000–5,000**
Total (excluding investment) ~4,575–10,375 AED

The main advantage is 0% tax on income and capital. Holding a Golden Visa guarantees full exemption from personal income tax, corporate tax, and property tax across the UAE.

Why Do Costs Vary?

  • Different categories require different sets of documents and certificates (e.g., diploma, apostille, translation).
  • The benefit of PRO services — faster submission, fewer errors, and time savings.
  • Insurance depends on age and health condition.
Expert Opinion

To obtain a Golden Visa in the UAE, it’s not enough to simply buy an apartment. The property must meet a number of requirements:

  • Minimum AED 2 million — only such transactions qualify for an investor visa.
  • Full ownership (freehold), not a 99-year lease.
  • Property must be ready — at the handover stage or already completed. Off-plan is often not accepted.

At Bonadomus, we know exactly which properties qualify for the Golden Visa — we’ll advise where it’s safest to invest.

How Our Agency Can Help You with the Golden Visa

Bonadomus is an agency that helps you purchase property eligible for the Golden Visa. We work only with reliable developers, know the market from the inside, and select real estate that truly qualifies for the Golden Visa. No hidden pitfalls, no wasted time.

Why Bonadomus is Reliable:

  • Legal support — we work with top lawyers and tax consultants in the UAE and abroad.
  • Everything under control — we verify the developer, oversee the transaction, and prepare documents.
  • Transparency — we deal only with verified properties, always in the client’s best interest.
  • “Post-purchase” issues — we also assist with family relocation, company setup, taxes, insurance, and inheritance.

With us, you won’t be left alone with Arabic laws — we guide clients through the entire process. Book a consultation — we’ll review your case and suggest the best solution.

FAQ

Do I lose my Golden Visa if I spend more than 6 months outside the UAE?
The Golden Visa is the only type of residency that remains valid even if you live abroad. This is convenient for investors, freelancers, or frequent travelers.
Do I need to cancel my current residency visa before switching to the Golden Visa?
Before applying for the Golden Visa, you must close your old visa — for example, work or family. This is a standard procedure, and we also assist with it.
What happens after 10 years: how to renew the Golden Visa?
The Golden Visa is renewed if you still meet the requirements (for example, owning qualifying real estate). Renewal is done online — without leaving the country and without making a new investment.
Can I sell my property and keep the visa until it expires?
Yes, but with one important condition: you must own another property worth at least AED 2 million. If the new property is cheaper or registered to another person, the Golden Visa may be canceled. It is also essential that the new property is registered under your name and confirmed with a title deed (not just a booking).
Can I work remotely for a foreign company with the Golden Visa?
Yes. The visa is not tied to a specific employer. You can work remotely for a foreign company.
What taxes will I have to pay if my income comes from abroad?
In the UAE, personal income tax is 0%, regardless of where the money comes from. However, you should check the tax rules in your home country — sometimes they still require reporting.
Can I add parents over 65 years old to my Golden Visa?
Yes, you can. The main requirement is to prove that you support them and arrange health insurance. We assist with preparing all the documents.
How to add a newborn to an existing family Golden Visa?
You will need a passport, birth certificate, and an application through the online portal. The child’s visa will be valid for the same period as the parents’.
Can I get a mortgage or car loan with the Golden Visa?
Yes. The Golden Visa grants you the same residency status as a regular visa, so banks readily issue mortgages, car loans, and open accounts.
Table of Contents: